Want to Become Agent? Here’s How to Start

 Are you thinking of starting a new career or looking for extra income? Want something that offers flexibility, good earnings, and doesn’t require a degree? Then, becoming an insurance agent might be the perfect fit for you.

You don’t need years of experience or a business background. In fact, anyone with a basic education, confidence, and a willingness to learn can become agent in just a few simple steps.

Whether you are a student, a homemaker, a retired professional, or someone looking for part-time work, this guide is for you. In this blog, we will walk you through how to become an insurance agent, including how to start as a POSP agent or POS insurance agent, all in simple language.

Why Should You Become an Insurance Agent?

Before we dive into the steps, let’s look at why this career is a great option in 2025 and beyond:

Flexible Work Hours

You can work from home, set your own schedule, and choose whether to work part-time or full-time.
This makes it a perfect choice for students, homemakers, or anyone who wants a work-life balance.
You can even work evenings or weekends, whenever it fits your routine.

Good Income Opportunities

Insurance agents earn commissions on every policy they sell. The more you sell, the more you earn.
There is no upper limit on income, so your efforts directly affect your earnings.
You can also earn bonuses and renewal commissions as you grow your client base.

Low Start-Up Cost

You don’t need a big investment to become an agent. Just some basic training, an internet connection, and a smartphone or laptop.
Most companies offer free or affordable online training.
It is one of the most cost-effective careers to start in today’s job market.

Ever-Growing Demand

Everyone needs insurance, whether it’s for health, life, home, or vehicles.
With rising awareness about financial protection, more people are buying insurance than ever before.

What Is the Role of an Insurance Agent?

As an insurance agent, your job is to help people choose the right insurance plan based on their needs. You explain how the policy works, answer their questions, and guide them through the buying process.

You can choose to work in two ways:

As a Fully Licensed Insurance Agent (Traditional)

This path allows you to sell a wide range of insurance products, including complex and high-value policies like investment-linked life insurance, business insurance, and more.
To become a fully licensed insurance agent, you will need to complete pre-licensing training (around 25–50 hours), pass a written state exam, and apply for a full license.
This option is ideal for those who want to build a long-term, full-time career with higher earning potential and more product options.

As a POS Insurance Agent or POSP Agent (Simpler, Faster Option)

If you want to start quickly and focus on simple insurance plans, the POSP agent route is best.
You will only need around 15 hours of online training and a short online test. Once certified, you can sell basic products like term life, health, motor, and accident insurance.
This is great for beginners, part-timers, or anyone who wants to explore the insurance field with minimal effort and cost.

Both paths are rewarding; it just depends on how much time you want to commit and how quickly you want to start.

What is a POSP agent?

POSP stands for Point of Sales Person. A POSP agent is someone who is trained and licensed to sell basic, pre-approved insurance products like:

• Term life insurance

• Health insurance

• Personal accident plans

• Travel or motor insurance

The insurance POS model is perfect for beginners because it involves simple products, less paperwork, and quicker onboarding.

Step-by-Step Guide to Becoming an Agent in 2025

Let’s break down the process into easy steps so you can start with confidence.

Step 1: Choose Your Path – POSP or Full Insurance Agent

First, decide whether you want to become a POSP agent or go the traditional route to become an insurance agent.

• POSP agent: Quick to start, simple training, can sell basic insurance products.

• Full agent: More training required, pass a written exam, but can sell all types of insurance.

If you’re just testing the waters or looking for part-time work, POSP is the best way to start.

Step 2: Register with a Trusted Insurance Company or Platform

Choose a well-known insurance company or digital platform that offers insurance POS services.
Make sure they provide:

• Free or affordable training

• Support for beginners

• Mobile apps or web tools to help you sell policies

This step is very important, as your platform will support your growth as an agent.

Step 3: Complete Training

For POSP agents, training is short and simple, usually 15 hours online.
You will learn:

• Basics of insurance

• How different policies work

• How to talk to customers

• Rules and regulations

The course is designed for beginners, so don’t worry if you have no background in sales or finance.

Step 4: Pass the Certification Test

After your training, you will take a small online test. It’s easy, and many people pass on their first try.
Once you pass, you’ll be officially certified as a POS insurance agent and ready to sell.

Step 5: Start Selling and Earning

Once certified, you’ll get access to a mobile app or website where you can:

• Generate insurance quotes

• Share policy options with clients

• Issue policies instantly
  Start by reaching out to friends, family, and local contacts. As you build trust, you’ll get referrals and your network will grow.

What Can You Sell as a POS Insurance Agent?

You will be able to sell:

• Health insurance (individual and family plans)

• Term life insurance

• Personal accident insurance

• Motor and travel insurance

These products are ready to sell, so you don’t need to customize or explain complex terms.

How Much Can You Earn?

As an agent, you earn commissions for each policy sold. Here’s an idea of what you could make:

Product	Commission Range
Life Insurance	10% – 20% per sale
Health Insurance	15% – 25% per sale
Motor Insurance	10% – 15% per sale
Travel Insurance	10% – 20% per sale

A part-time POSP agent can earn ₹10,000–₹30,000/month. With more effort, some agents earn ₹50,000 or more.

What Skills Do You Need?

You don’t need to be a professional salesperson to succeed. But these simple skills help a lot:

• Good communication

• Listening to client needs

• Patience and honesty

• Basic phone or computer knowledge

If you’re friendly and helpful, people will trust you—and that’s the key to success.

Frequently Asked Questions (FAQs)

1. Can anyone become agent in insurance?

Yes! Anyone above 18 with a basic education can apply. You just need to complete the training and get certified.

2. How long does it take to become POSP agent?

Usually just 3–5 days. The training is short and online, and the test is easy.

3. Can I work part-time as a POS insurance agent?

Yes, many people start part-time and work from home. It’s a flexible option.

4. Is the income fixed or based on sales?

You earn commissions based on the number of policies you sell. The more you sell, the more you earn.

5. Can I switch from POSP to a full insurance agent later?

Yes! Many agents start as POSPs, then later take the full exam to upgrade and sell more types of policies.

Final Thoughts

Becoming an insurance agent is one of the easiest ways to start a career in 2025, especially if you want flexibility, growth, and income without a long setup. Whether you choose to become a POSP agent or go for full licensing to become an insurance agent, the opportunity is real, and the demand is high.

So, if you're serious about building a better future and helping others secure theirs, start your journey today. Register, train, and become an agent now; it is that simple!