Understand Types of Car Insurance Coverage
Introduction Car insurance is an essential part of owning a vehicle. It protects your car, your finances, and other people on the road if something goes wrong. With different policies and coverage types available, it’s important to know what each one offers so you can choose the right protection for your vehicle. This guide explains the main types of car insurance coverage, how they work, and what to consider when choosing a policy. Why Car Insurance Coverage Matters Many people focus only on the premium when buying insurance, but the coverage is what really matters. Different types of insurance protect against different risks—from accidents and theft to natural disasters and liability. Choosing the right coverage ensures you are protected and avoids unexpected expenses later. 1. Third-Party Liability Insurance Third-party liability insurance is the most basic type of car insurance. It covers damages and injuries caused to someone else in an accident ...