Square Insurance

Car insurance is a mandatory requirement in India under the Motor Vehicles Act, ensuring financial protection against accidents, theft, or damages. While private insurers offer competitive policies, government-owned insurance companies remain a trusted choice for many due to their reliability, transparency, and legal backing . In 2025, several government car insurance providers continue to lead the market, offering comprehensive coverage, hassle-free claims, and affordable premiums . This guide will explore the best government car insurance companies in India , their key features, and why they are a preferred choice for vehicle owners. Why Choose Government Car Insurance Companies? Government car insurance companies are often preferred due to several reasons: 1.     Trust and Credibility: Being state-backed, they have a strong track record of reliability and financial stability . 2.      Wide Network: Access to RTO-approved garages and nationwide...

  Car insurance in India is evolving rapidly with smarter and more customer-focused options like Pay As You Drive Insurance , Engine Protection Cover , and other valuable add-on benefits . These innovative solutions help policyholders save money, enhance coverage, and ensure complete peace of mind on the road. In this comprehensive guide, we’ll explain what these options mean, why they matter, and how they can protect you financially in the event of an accident, damage, or unforeseen event. Understanding Car Insurance in India Before diving into advanced features, let’s begin with the basics. Car insurance is a legal requirement in India under the Motor Vehicles Act, 1988. Every car owner must have at least a third-party liability insurance policy to drive legally. However, most people opt for comprehensive car insurance because it provides both third-party and own-damage coverage. Third-Party Insurance – Covers legal and financial liabilities if your car causes da...