Square Insurance

Introduction Car insurance is an essential financial safety net for every vehicle owner. While purchasing a car is a major investment, ensuring its protection through the right insurance policy is equally important. With rising accident rates, unpredictable weather conditions, and increased repair costs, having comprehensive knowledge of car insurance helps you make informed decisions and avoid unnecessary expenses. This detailed guide explains everything you need to know about car insurance, from policy types to premium factors, add-ons, claim insights, and practical tips for choosing the right coverage. 1. Why Car Insurance Is Necessary Car insurance offers financial protection from potential risks such as accidents, third-party liabilities, fire, theft, natural calamities, and unforeseen damages. Moreover, third-party insurance is mandatory for all vehicle owners under Indian law. However, beyond legal compliance, insurance ensures: Protection against expensive repairs Sa...

Introduction  Car insurance buying for the first time can feel confusing, especially with so many policies, add-ons, premium options, and coverage terms available. As a beginner, it’s easy to feel overwhelmed or unsure about what to choose. But with the right guidance and understanding, you can secure a car insurance policy that protects your vehicle, your finances, and your peace of mind.   Tip 1: Understand the Types of Car Insurance Policies Before you start comparing plans or checking premiums, it’s important to understand the basic types of car insurance available in India. This forms the foundation of your decision. 1. Third-Party Car Insurance This is a mandatory policy as per law. It covers: ·         Damage to third-party property ·         Injury or death of a third party However, it does not cover damages to your own vehicle. 2. Comprehensive Car Insurance This is a more se...

Car insurance is a mandatory requirement in India under the Motor Vehicles Act, ensuring financial protection against accidents, theft, or damages. While private insurers offer competitive policies, government-owned insurance companies remain a trusted choice for many due to their reliability, transparency, and legal backing . In 2025, several government car insurance providers continue to lead the market, offering comprehensive coverage, hassle-free claims, and affordable premiums . This guide will explore the best government car insurance companies in India , their key features, and why they are a preferred choice for vehicle owners. Why Choose Government Car Insurance Companies? Government car insurance companies are often preferred due to several reasons: 1.     Trust and Credibility: Being state-backed, they have a strong track record of reliability and financial stability . 2.      Wide Network: Access to RTO-approved garages and nationwide...