Car Insurance Guide: Pay As You Drive, Engine Protection & Add-on Benefits (2025)
Car insurance in India is evolving rapidly with smarter and more customer-focused options like Pay As You Drive Insurance , Engine Protection Cover , and other valuable add-on benefits . These innovative solutions help policyholders save money, enhance coverage, and ensure complete peace of mind on the road. In this comprehensive guide, we’ll explain what these options mean, why they matter, and how they can protect you financially in the event of an accident, damage, or unforeseen event. Understanding Car Insurance in India Before diving into advanced features, let’s begin with the basics. Car insurance is a legal requirement in India under the Motor Vehicles Act, 1988. Every car owner must have at least a third-party liability insurance policy to drive legally. However, most people opt for comprehensive car insurance because it provides both third-party and own-damage coverage. Third-Party Insurance – Covers legal and financial liabilities if your car causes da...