POSP Code Check Online – A Simple Guide for Insurance Agents

If you are working as a Point of Sales Person (POSP) in the insurance industry, you might have heard about a POSP code. It is a unique identification number that is assigned to every POSP agent once they are registered with an insurance company or an intermediary. This code helps an insurance agent track sales, commissions, and overall performance.

In this blog, we will explain everything you need to know about POSP code check online—why it's important, how to check it, and what to do if you face any issues. Whether you are a new insurance agent or someone who has been in the field for a while, this guide will be useful for you. If you're planning to join, understanding the insurance POSP apply process is the first step toward starting your journey.



What Is a POSP Code?

A POSP (Point of Sales Person) code is a unique ID provided to individuals who are authorized to sell insurance products under the POSP model. This model was introduced by IRDAI (Insurance Regulatory and Development Authority of India) to allow trained individuals to sell simple insurance products such as:

  • Life insurance
  • Health insurance
  • Motor insurance
  • Personal accident insurance

Once you complete your training and pass the certification exam, you are registered with an insurance company or intermediary, and you receive your POSP code. This code helps in:

  • Tracking your insurance sales
  • Calculating your commissions
  • Verifying your registration status

So, knowing how to check your POSP code online is important for your professional progress as an insurance agent.

Why Is the POSP Code Important?

Here are a few reasons why your POSP code matters:

  1. Identification: It works as your official ID within the insurance system.
  2. Transparency: It ensures that your work and performance are recorded properly.
  3. Commission Tracking: Your payouts and incentives are linked to this code.
  4. Support & Grievances: If any issue arises, your POSP code helps the company identify and support you quickly.

Without your POSP code, it’s difficult to prove your association with an insurance provider.

How to Check POSP Code Online

There are a few ways to perform a POSP code check online. The method depends on the platform or insurance company you are registered with. Here are the common steps:

1. Visit the Company’s Official Portal

Each insurance company or intermediary provides agents with access to a portal. To check your POSP code:

  • Go to the official website of the company you are registered with.
  • Look for the “POSP Login” or “Agent Login” section.
  • Enter your registered mobile number or email and password.
  • Once logged in, go to your profile section.
  • Your POSP code will be displayed there.

2. Check Your Registration Email or SMS

When your POSP registration is complete, the insurance company usually sends a confirmation message via email or SMS. This message includes your:

  • POSP code
  • Login credentials
  • Training certificate (in some cases)

If you have not deleted these messages, you can easily find your POSP code in them.

3. Contact Customer Support

If you are unable to find your POSP code online, you can reach out to the company’s support team through:

  • Email
  • Helpline number
  • WhatsApp support (if available)

Provide them with your name, mobile number, and registered email address. They will verify your details and share your POSP code.

Common Issues During POSP Code Check Online

Sometimes, users may face issues while trying to check the POSP code online. Here are a few common problems and solutions:

a) Invalid Login Credentials

If you enter the wrong password or username, the system won’t allow you to log in. In such cases:

  • Click on “Forgot Password” to reset it.
  • Make sure you are entering the registered email/phone.

b) Portal Not Responding

Sometimes the agent portal might be down for maintenance. Try again after some time, or contact support for help.

c) Not Registered Properly

If your training is complete but your registration is still pending, your POSP code might not have been generated yet. Wait for the official confirmation from the company.

Can You Work With Multiple POSP Codes?

According to IRDAI guidelines, an individual can work as a POSP with only one insurance company or intermediary at a time. This means:

  • You should have only one active POSP code.
  • If you want to switch companies, you must resign from the current one and get de-registered.
  • Then, you can apply to another company and receive a new POSP code.

How to Maintain Your POSP Code and Profile

Once you know your POSP code, it's also essential to maintain your professional profile. Here are a few tips:

  1. Update Your KYC
    Make sure your KYC documents (ID proof, PAN card, address proof) are always up to date in the system.
  2. Track Your Commissions
    Use the portal to regularly check your earnings, commissions, and sales performance.
  3. Renew Training and Certifications
    Some insurance companies require you to complete refresher courses or annual updates. Do not miss these.
  4. Stay Active
    If you remain inactive for a long time, your POSP code might be deactivated.

Conclusion

Checking your POSP code online is a simple but important task for every insurance agent. It helps you stay informed, manage your sales performance, and access support from your insurance partner. Whether you're planning to become a life insurance agent as a POSP or have been working for years, always keep track of your code and professional details.
If you are unable to find your POSP code, don’t panic. Just follow the steps we shared above, and you will get it without any hassle.

Frequently Asked Questions (FAQs)

Q1: What is a POSP code?

A POSP code is a unique identification number given to Point of Sales Persons in the insurance industry after their registration and certification.

Q2: How can I check my POSP code online?

You can check your POSP code online by logging into your insurance company's portal, checking your registration email/SMS, or contacting customer support.

Q3: Can I have multiple POSP codes?

No, IRDAI guidelines allow only one active POSP code at a time.

Q4: What if I forgot my POSP code?

You can recover it by contacting your insurance provider’s support team or checking your old registration messages.

If you found this guide helpful, share it with other insurance agents. Staying informed helps you stay ahead in your career.

 

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