How to Buy Digit Comprehensive Car Insurance Online: A Step-by-Step Guide

     How to Buy Digit Comprehensive Car    Insurance Online: A Step-by-Step Guide

Introduction

Buying car insurance used to be a long, paper-heavy process. But today, with just a few clicks, you can protect your vehicle in minutes. If you're planning to buy comprehensive car insurance, choosing a reliable provider like Digit makes the process much easier.

In this blog, we'll guide you through how to buy Digit comprehensive car insurance online, step by step. Whether you're buying it for the first time or renewing an old policy, this guide will help you understand everything clearly.

Step-by-step guide to buying Digit Comprehensive Car Insurance online with ease – secure your vehicle with trusted coverage through Square Insurance.

What Is Comprehensive Car Insurance?

Comprehensive car insurance, also known as comprehensive motor insurance, provides wide coverage. It protects not only against damage to other vehicles (third-party cover) but also against damage to your own car.

This includes:

• Accidents
• Theft
• Fire
• Natural disasters (floods, earthquakes, etc.)
• Vandalism
• Man-made events (riots, strikes, etc.)

Digit’s comprehensive policy also allows you to add extra covers (called add-ons), like engine protection, zero depreciation, roadside assistance, and more.

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Why Choose Digit for Comprehensive Motor Insurance?

Digit Insurance is known for its digital-first approach and hassle-free services. Here’s why many people trust Digit for car insurance:

• 100% online process
• No paperwork required
• Instant policy issuance
• 24x7 claim support
• Self-inspection via smartphone
• Wide range of add-on covers

Digit also offers a user-friendly mobile app and quick response time, which makes it easy even for first-time buyers.

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Step-by-Step Guide to Buy Digit Comprehensive Car Insurance Online

Let’s walk you through the complete process of buying Digit comprehensive car insurance online.

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Step 1: Visit the Official Platform

Start by accessing Digit’s online platform through a browser or by downloading their mobile app from your smartphone's app store. Both options are secure and easy to use.

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Step 2: Enter Your Car Details

Once you’re on the platform, you’ll need to enter your vehicle details such as:

• Car registration number
• Make and model
• Fuel type
• Year of manufacture
• Variant

If your vehicle is new and you don’t have a registration number yet, you can proceed by selecting the model and variant manually.

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Step 3: Choose the Type of Policy

Now, choose the type of insurance you want. To get complete coverage, go with:

✅ Comprehensive Car Insurance

This policy covers third-party liabilities and damage to your own vehicle.

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Step 4: Customize Your Coverage

You can now tailor your policy by:

• Selecting useful add-ons, like:
• Zero Depreciation
• Engine Protection
• Roadside Assistance
• Return to Invoice
• Consumables Cover
• Adjusting the IDV (Insured Declared Value) – This is the current market value of your car. A higher IDV gives better protection but may slightly raise the premium.
• Choosing voluntary deductibles – This can reduce your premium, though you’ll need to pay that amount when making a claim.

The platform updates the premium amount in real-time as you make changes.

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Step 5: Provide Personal Information

Next, you’ll be asked to enter:

• Your full name
• Mobile number
• Email address
• Residential address
• PAN card details (in some cases)

Make sure all information is correct, especially your contact details, so you receive the policy without delays.

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Step 6: Review and Make Payment

Review all the policy details carefully—check the coverage, IDV, add-ons, and total premium. Once you’re satisfied, proceed to make the payment.

You can use:

• UPI
• Credit/Debit Cards
• Net Banking
• Digital wallets

Once the payment is completed, your policy is issued instantly.

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Step 7: Download and Save Your Policy

After the payment is successful, your comprehensive car insurance policy will be generated. Download the soft copy and store it safely. You can also print a copy to keep in your vehicle.

Your policy will also be available in your Digit account for future access.

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Useful Tips Before Buying Comprehensive Motor Insurance Online

• Compare IDV values and premium: Pick the right balance between cost and coverage.
• Use No Claim Bonus (NCB) if applicable: If you haven’t made a claim in the previous year, you’re eligible for a discount.
• Choose only necessary add-ons: Too many add-ons can increase your premium. Stick to the ones that suit your needs.
• Understand the terms: Know what is included and excluded in the policy.

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Benefits of Buying Digit Car Insurance Online

Here’s how online purchase compares to traditional methods:

Feature	Traditional Method	Digit Online
Paperwork	Required	Not required
Time taken	1–2 days	5–10 minutes
Claim process	Manual	Smartphone-based
Availability	Business hours only	24x7
Policy delivery	Physical copy	Instant digital copy

When you choose to buy your comprehensive motor insurance online, you save time, effort, and get the benefit of instant service.

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Conclusion

Buying Digit comprehensive car insurance online is a simple and fast process. With complete control over your coverage, quick policy issuance, and easy claims support, it’s a smart decision for any car owner.

A comprehensive car insurance policy not only protects others but also covers your own vehicle in case of damage, theft, or disaster. Digit makes the experience smooth, digital, and hassle-free.

So if you’re looking for full protection for your vehicle, take the step today. Get insured online and drive stress-free.