How to Renew ICICI Lombard Car Insurance Online? Renewal Guide

Renewing your car insurance on time is very important. It helps you stay legally safe and protects you from unexpected expenses due to accidents, theft, or damage. If your policy expires, you may lose benefits like No Claim Bonus and continuous coverage. That is why renewing your policy before the due date is always a smart move.

In this blog, we will explain the complete ICICI Lombard Car Insurance Renewal process in a simple way. From benefits to a step-by-step renewal guide, documents required, and useful tips, everything is covered to help you renew your policy easily online.

What Is ICICI Lombard Car Insurance Renewal?

ICICI Lombard Car Insurance Renewal means extending your existing car insurance policy after it expires. Renewal helps you continue your coverage without any break. It also allows you to add or remove add-ons and update your policy as per your needs.

Why Is Timely Renewal Important?

Renewing your car insurance on time gives you many benefits:

  • Keeps your car legally covered
  • Protects you from financial losses
  • Helps you retain No Claim Bonus (NCB)
  • Avoids policy lapse
  • Saves you from a penalty or inspection
  • Gives uninterrupted coverage

If your policy expires, you may need a vehicle inspection and may lose NCB.

Types of ICICI Lombard Car Insurance You Can Renew

You can renew:

  • Third-party car insurance
  • Comprehensive car insurance
  • Standalone own damage policy

Each policy type can be renewed online in a few minutes.

Step-by-Step Guide to Renew ICICI Lombard Car Insurance Online

Follow these easy steps:

Step 1: Visit Official Website

Go to ICICI Lombard’s official website or use a trusted insurance platform.

Step 2: Enter Your Car Details

Provide details such as:

  • Car registration number
  • Previous policy number
  • Policy expiry date
  • Mobile number

Step 3: Review Your Policy

Check:

  • Coverage details
  • Insured Declared Value (IDV)
  • Add-ons selected
  • Premium amount

Step 4: Choose Add-Ons (Optional)

You can add covers like:

  • Zero depreciation
  • Engine protection
  • Roadside assistance
  • Return to invoice
  • Consumables cover

Choose only what you need.

Step 5: Apply No Claim Bonus

If you have not made any claim last year, apply your NCB discount to reduce premium.

Step 6: Make Payment

Pay using:

  • Debit card
  • Credit card
  • UPI
  • Net banking

Step 7: Get Policy Document

After payment, your renewed policy will be sent to your registered email and mobile number.

Documents Required for Renewal

Usually, no documents are needed for online renewal. But keep these handy:

  • Previous policy copy
  • Car RC
  • Personal contact details

Benefits of ICICI Lombard Car Insurance Renewal Online

Renewing online gives many advantages:

  • Quick and paperless process
  • Instant policy issuance
  • Easy payment options
  • Compare plans easily
  • Modify add-ons
  • 24x7 availability

What Happens If You Miss the Renewal Date?

If you miss the renewal:

  • Policy lapses
  • You lose NCB
  • Car inspection needed
  • Higher premium
  • No coverage during gap period

Always renew before expiry to avoid trouble.

How to Renew an Expired Policy?

If your policy has already expired:

  • Visit the ICICI Lombard website
  • Enter car details
  • Upload photos for inspection
  • Paythe  renewal premium
  • Policy gets activated after approval

How to Check Renewal Status?

You can check the status:

  • Through the ICICI Lombard website
  • Mobile app
  • Customer care number
  • Using policy number

Tips to Save Money on Renewal

Follow these tips:

  • Renew before expiry
  • Maintain good driving record
  • Use No Claim Bonus
  • Avoid unnecessary add-ons
  • Compare premium before paying
  • Increase voluntary deductible

Common Mistakes to Avoid During Renewal

  • Giving the wrong car details
  • Forgetting to apply NCB
  • Delaying renewal
  • Ignoring add-ons
  • Not checking IDV
  • Using expired contact details

Why Choose ICICI Lombard for Renewal?

ICICI Lombard offers:

  • Fast online renewal
  • Wide cashless garage network
  • Multiple add-on covers
  • Easy claim process
  • Strong customer support

Conclusion

ICICI Lombard Car Insurance Renewal is quick, simple, and stress-free when done online. It helps you stay protected and legally compliant without visiting any office.

By renewing your policy on time, you keep your No Claim Bonus, avoid inspection, and ensure uninterrupted coverage. Always review your coverage and add-ons during renewal to match your current needs.

With just a few clicks, you can renew your policy from the comfort of your home and drive worry-free.

Frequently Asked Questions (FAQs)

Q.1. How can I renew my ICICI Lombard car insurance online?
You can renew your policy by visiting the official ICICI Lombard website, entering your car details, reviewing your coverage, and completing the payment online.

Q.2. What happens if I miss my renewal date?
If you miss your renewal date, your policy may lapse. This can lead to loss of No Claim Bonus, vehicle inspection, and higher premiums during renewal.

Q.3. Can I change my add-ons during renewal?
Yes, renewal is the best time to add or remove add-ons based on your current needs.

Q.4. How can I apply No Claim Bonus during renewal?
If you have not made any claim in the previous policy year, you can apply your No Claim Bonus while renewing to reduce your premium amount.

Q.5. Can Square Insurance help me with ICICI Lombard car insurance renewal?
Yes, squareinsurance provides complete support for policy renewal, helps you choose the right coverage, and guides you through the online renewal process easily.

Special Note

Make your insurance management simple and smooth by downloading our app:

Square Insurance POS – Apps on Google Play

With this app, you can:

·       Compare car insurance plans

·       Renew your policy easily

·       Track your policy details

·       Get expert support

·       Manage all your insurance needs in one place

The app is secure, user-friendly, and designed to help you anytime, anywhere.

 

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