LIC Merchant Portal Registration Process 2026 – Documents, Fees & Approval Time

Becoming an LIC merchant is a responsibility that involves supporting policyholders with important insurance services. Many people are interested in this role because it allows them to assist customers while working through a structured system.As services continue to move online, the LIC Merchant Portal login makes it easier for merchants to handle policy-related tasks in a more digital and organized way.

Before applying in 2026, it is helpful to clearly understand how the registration process works. Knowing the required documents, possible fees, and expected approval time can make the journey smoother. With the right preparation and proper information, the registration process can be straightforward and easy to manage.

What Is the LIC Merchant Portal?

The LIC Merchant Portal is a dedicated online system used by registered merchants. It allows them to log in securely and perform tasks such as:

• Collecting policy premiums

• Assisting customers with policy services

• Checking policy details

• Supporting customers with basic queries

This portal helps merchants provide faster and more convenient service to policyholders.

Who Can Apply for LIC Merchant Registration?

The merchant registration is open to individuals who meet basic eligibility requirements. Generally, the following people can apply:

• Individuals who have completed basic education

• People with basic computer knowledge

• Individuals interested in assisting policyholders

• Persons with valid identity and address proof

Having good communication skills and basic understanding of online systems is helpful.

LIC Merchant Registration Process 2026 – Step-by-Step

The registration process involves a few important steps. Each step must be completed carefully.

Step 1: Contact the LIC Office

The first step is to contact the nearest LIC branch office. You can express your interest in becoming a merchant. The branch staff will guide you about the application process.

They will provide the necessary forms and explain the requirements.

Step 2: Fill Out the Application Form

You will need to complete the merchant registration form. In this form, you will need to provide some general personal information, such as:

• Full name

• Date of birth

• Address

• Mobile number

• Email address

Make sure all information is correct to avoid delays.

Step 3: Submit Required Documents

Along with the application form, you must submit important documents for verification. These documents confirm your identity and eligibility.

Step 4: Document Verification

After submission, the branch office verifies your documents. This process ensures that all details are correct and valid.

Verification is an important step before approval.

Step 5: Training and Portal Access

In some cases, applicants may receive basic guidance or training. This helps merchants understand how to use the portal and perform their responsibilities properly.

Once approved, login credentials are provided. You can then access the merchant portal.

Documents Required for LIC Merchant Registration

Submitting proper documents is necessary for successful registration. Commonly required documents include:

Identity Proof

Any valid identity proof, such as:

• Aadhaar Card

• PAN Card

• Voter ID

• Driving License

Address Proof

Proof of current address, such as:

• Aadhaar Card

• Utility bill

• Valid address certificate

PAN Card

PAN card is required for financial identification.

Passport Size Photograph

Recent passport-size photographs are usually required for records.

Bank Account Details

Bank account details may be required for transaction-related purposes.

Make sure all documents are clear and valid.

LIC Merchant Registration Fees 2026

The registration process may involve a small fee. The exact amount can vary depending on official guidelines.

The fee is usually charged for:

• Registration processing

• Portal access setup

• Training and verification

Applicants should confirm the exact fee amount from the LIC branch office.

Approval Time for LIC Merchant Registration

The approval time can vary depending on document verification and processing. Generally, the approval process may take:

• A few days to a few weeks

If all documents are correct and complete, approval may happen faster.

Delays can occur if:

• Documents are incomplete

• Information is incorrect

• Verification takes longer

Providing accurate details helps speed up approval.

What Happens After Approval?

Once your registration is approved, you will receive login credentials for the merchant portal.

You can then:

• Log in securely

• Access merchant services

• Assist customers with policy-related tasks

You should always protect your login information and never share it with others.

Responsibilities of LIC Merchants

LIC merchants have important responsibilities. These include:

• Assisting customers with premium payments

• Providing basic policy information

• Using the portal correctly

• Maintaining secure login credentials

Merchants must perform their duties responsibly.

Benefits of Becoming an LIC Merchant

Becoming a merchant offers several benefits, including:

• Opportunity to Assist Customers

Merchants help policyholders with important services.

• Easy Access Through Online Portal

The portal allows merchants to work efficiently using digital systems.

• Organized Service Management

All services can be handled through one platform.

• Simple and Structured Process

The portal is designed to be easy to use.

Tips for Successful Registration

To ensure smooth registration, follow these tips:

• Submit clear and valid documents

• Provide correct information

• Follow instructions carefully

• Stay in contact with the branch office

These steps help avoid delays.

Common Mistakes to Avoid

Some common mistakes include:

• Submitting incomplete documents

• Providing incorrect details

• Not following instructions

Avoiding these mistakes helps ensure faster approval.

Importance of the Merchant Portal

The merchant portal plays an important role in improving service efficiency. It allows merchants to:

• Work faster

• Provide better customer support

• Access information easily

This makes the entire process smoother.

Conclusion

The LIC Merchant Portal Registration Process 2026 is simple and structured. By submitting the correct documents, paying the required fees, and completing verification, individuals can become authorized merchants. The approval process may take some time, but once approved, merchants gain access to a secure online system to assist policyholders.

Understanding the registration process, document requirements, fees, and approval timeline helps applicants prepare properly. With careful preparation and accurate information, becoming an LIC merchant can be a smooth and straightforward process.